Is your vehicle over 3 years old or has your Motor factory warranty expired?

If your vehicle suffered any form of mechanical damage (not covered by your comprehensive motor insurance policy), do you have enough cash put aside to afford the repairs?  

Stress no further, we are happy to announce the launch of our new Motor Engage warranty policy. For as little as R165pm you can insure against mechanical damage to the Engine and other components.

A policy can be issued on its own (stand alone) or it can be added to our existing clients Domestic or commercial Insurance policy.

Cover is determined by:

* Age of the vehicle

* Odometer readings at inception

* Vehicle type

* Mechanical condition

Here is a breakdown of cover  available, with the limits applicable.

Components                             Diamond    Double Platinum    Platinum             Gold            Bronze 

1. Engine                                      R50 000             R36 000          R18 000             R8 500          R6 500

2. Gearbox                                   R35 000              R25 000          R12 500            R6 000          R4 000

3. Differential                                R35 000              R25 000          R12 500            R6 000          R4 000

4. Differential Lock                       R20 000              R15 000           R  7 500            R5 000         R3 000

5. Transaxle                                  R20 000              R15 000           R  7 500            R5 000         R3 000

6. Transfer Box                             R20 000              R15 000           R  7 500            R5 000         R3 000

7. Electrical components             R20 000               R15 000          R 10 000           R7 000          R3 000

8. Supplementary components   R20 000               R15 000           R10 000            R7 000         R3 000

Premium per month           Diamond        Double Platinum    Platinum        Gold            Bronze

 (including VAT)                               R600                      R420                R295             R205            R165

Terms and conditions that apply:

* Vehicles between 10 and 15 years - Bronze

* Mileage between 180 000km and less than 300 000km - Bronze

* Vehicle must be of sound mechanical condition and have a roadworthy certificate.

* Not applicable to Taxi's, rental vehicles, exotics, security vehicles, rebuilds or modified vehicles as well as vehicles used in any form of motoring competition or sport.

Exclusions:

* Further or additional loss from primary cause of failure

* Parts not specified in the "components section" of policy wording

* Repairs undertaken without prior authorization of the Administrator

* Damage resulting from fitting of experimental units, or modification

* Standard services or service parts whilst vehicle is being maintained

* repairs from disconnection or tampering with odometer

* gradual deterioration in operating performance

* repairs, replacement or alterations not accompanied by VAT invoice

* Mechanical/electrical failure recoverable under another policy

* Damage resulting from water, foreign substances, incorrect or contaminated fuel, defective workmanship or poor products

* Re-gassing of air-conditioner

* Oil leaks and/or damages as a result thereof

* Cause of breakdown evident prior to effective date of policy

* Hoses, pipes, auxiliary belts, fan blades, CV rubber boots and dust covers

We have such faith in our Products that we Insurance Brokers use them ourselves.

Leave your details on our website or phone us on 031-5021922 for assistance with this unique product offering.

Written by Andrew Ensor-Smith 18/02/2020